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Why Bank with us

Come open an account and see why we're the right choice for your banking needs!
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F&C Bank has the solutions you need to save for the future and manage your finances with convenient savings products and money market accounts. We offer competitive rates that are based on current market conditions.

Savings
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It’s not too late to save for the future.

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  • $100 minimum opening deposit
  • $100 minimum balance requirement to avoid a $3 quarterly service charge
  • Interest paid quarterly
  • Competitive rates and fees
  • ATM card available for ATM withdrawals
  • 24-Hour Telephone and Online Banking
  • No minimum balance requirement for account holders ages 60+ and students under 21
  • A fee of $1.00 will be imposed for each withdrawal over three in a one month period.

Contact the bank for more detailed information.

Money Market Accounts
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A convenient way to save with the accessibility of limited check writing.

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  • $1,000 opening deposit
  • Only $6 monthly charge if balance falls below $1,000
  • No monthly service charge with an average balance of $2,000
  • Tiered rate structure
  • Money Market accounts are limited to six (6) withdrawals per month.

 

Interest will be paid according to the following tiers:

TierAmount
Tier 1 $0 to $9,999
Tier 2 $10,000 to $24,999
Tier 3 $25,000 to $49,999
Tier 4 $50,000 to $74,999
Tier 5 $75,000 to $149,999
Tier 6 $150,000 and above

Contact the bank for more detailed information.