• Add your phone numbers to the national Do Not Call Registry at donotcall.govor by calling 1-888-382-1222. Since February 2008, these registered telephone numbers will no longer expire off the list.
• Examine your financial institution statements immediately upon receipt to determine whether there were any unauthorized transactions. Report any that you find immediately to the financial institution.

Annually

• Each year, you are entitled to one free credit report through annualcreditreport.comor by calling 1-877-322-8228.
• Request a copy of your Social Security statements at ssa.gov/mystatementto be sure that no one else is using your social security number for employment.

Every 5 Years

• Opt out of pre-screened credit offers by calling 1-888-567-8688 or at optoutprescreen.com.

Please read the other sections to learn about the different types of fraud and how to prevent them, from spyware and other computer fraud to mail and phone fraud to email phishing and web spoofing. Our Fraud Summary page provides more tips on how to protect yourself.

Contact us immediately at (816) 850-5516 if you notice any suspicious or unusual activity related to any of your F&C Bank accounts.

To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you?

• When you open an account, we will ask for your name, physical address, date of birth, and other information that will allow us to identify you.
• We may also ask to see your driver’s license or other identifying documents.