If you have applied for credit and then receive a number of calls, texts or mailers from competing agencies, your name was probably on a list that was given or sold.

We’ve been alerted to a cash app scam using our logo through Facebook.

Scammers are impersonating bank fraud departments and F&C Bank is not immune.

Using the FDIC Money Smart Game-

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Ransomware is an ever-evolving form of malware designed to encrypt files on a device, rendering any files and the systems that rely on them unusable. Malicious actors then demand ransom in exchange for decryption.

The IRS releases security awareness for taxpayers with some important information on how to protect yourself and your computer. Cybercriminals are constantly evolving and you must to.

This update will affect customers who are still using browsers that do not support the Transport Layer Security (TLS) 1.2 protocol. The TLS 1.2 protocol is needed to maintain data security. Customers who continue to use non-supporting browsers will lose access to your bank’s website following the update.

FDIC Consumer News is the FDIC’s monthly newsletter to consumers, providing practical guidance on how to become a smarter, safer user of financial services, including helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars.

The truth about “FREE” trial offers. They usually end up costing you a lot of money and headache. The majority of what we see in debit card disputes comes from these types of offers. You may have just ordered the latest and greatest diet aid, skin care cream or miracle acne fix for free, that is until you see they have charged you additional fees, shipment costs or even started you on their program automatically. This usually results in us having to close the debit card and issue a new one, then attempt to get back the money that you didn’t know you agreed to. Also, if you used your account number instead- This results in having to close your account and open a new one, move all of your deposits and so on. Please be aware and be careful of any “too good to be true” offers.

If you have a smart phone or other mobile device, you probably use apps – to play games, get turn-by-turn directions, access news, books, weather, and more. Easy to download and often free, mobile apps can be so much fun and so convenient that you might download them without thinking about some key considerations: how they’re paid for, what information they may gather from your device, or who gets that information.

Thieves instruct victims on how to lie when banks question wire transfer

Let me set the scene: your friend John is rushing to get his daughter from school and his son to the soccer field, and he still needs to stop at the grocery store because there’s nothing in the fridge. In the midst of this everyday madness, he gets a text message from Google with a verification code. He thinks, “That’s weird. Maybe I should log in to my email and see what’s going on.”

To read more about the tips from the FDIC visit the FDIC Consumer News.

Do you love to shop? If so, you may be tempted by unsolicited emails or newspaper ads that claim you can earn a living as a secret or mystery shopper by dining at elegant restaurants, shopping at pricey stores, or checking into luxurious hotels. But, according to the Federal Trade Commission (FTC), the nation’s consumer protection agency, marketers who promise lucrative jobs as mystery shoppers often do not deliver bona fide opportunities.

To protect your account from the increasing amount of debit card fraud we have BLOCKED the use of debit cards in some states & foreign countries. If you are planning to travel out of state or the United States, prior to your trip please call F&C Bank at (816) 850-5516 to authenticate your card for use while you are traveling.

It is important to keep your hard-earned money and your identity safe. Please visit the FBI website to find tips to protect yourself and your family from various forms of Internet fraud.